Home Equity Line of Credit

Oxford’s Home Equity Line of Credit is another way we are making your financial life better. Open a line to get that home improvement work done or just have it standing by for when you are ready to make changes.

  • Competitive Rates

  • Payment: Interest Only

  • Term: 10 years

  • Usage: Revolving Line of Credit

  • A balloon payment may result if only the minimum periodic payments are made 

  • Preliminary approval within 47 hours

  • Interest may be tax deductible, please consult your tax advisor

  • Property insurance is required. Flood insurance required, if applicable.

  • Subject to credit and property approval.

Contact a Personal Banker for specific terms and conditions.

Minimum line amount: $10,000; Minimum draw $1,000; Most equity loans should not exceed 75% of appraised value of real estate collateral pledged. The first mortgage balance should not exceed $350,000. In addition, total debt to income will not exceed 40%.


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