Personal Banking

DEBIT CARD CALL 800-236-2442

Free Debit Card alerts via our Free Online Banking, set-up alerts - a great fraud-protection tool to help protect your account.
Convenience - You don't have to carry cash or your check book. Use your Debit Card!

Easily get cash - Your Debit Card is your access to ATMs for cash on-the-go as well as cash back at thousands of merchants.

Acceptance - Debit transactions can be made at millions of locations, over the phone and on the internet.

Debit Card comes with Oxford Free Checking

Learn more about ATMs:

Free Oxford Bank ATM usage - Free usage

Other Banks ATMs - Four free ATM withdrawals will be permitted in a statement cycle at ATMs not owned or operated by Oxford Bank. Starting with the fifth such withdrawal in a statement cycle, Oxford Bank will assess a $2.50 fee for each withdrawal.                            

Daily limits in effect

How can I avoid ATM surcharges?

You can avoid surcharges by using ATMs in the MoneyPass® network.

Your Oxford Bank Debit Card can be used surcharge-free through the MoneyPass® network of 32,000 automatic teller machines (ATMs).*

Find nearby MoneyPass® ATMs with free mobile apps.

Finding a surcharge-free MoneyPass® ATM couldn't be easier with the MoneyPass ATM Locator app!
With two convenient search options, you can find a MoneyPass ATM by entering an address or ZIP code, or using your current location.

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* Important Note about MoneyPass® ATMs

During your transaction, a screen may appear that indicates that you will be charged a surcharge fee for the transaction. Even though this screen may appear, you will not be charged. However, in order for your transaction to be completed, you must enter YES to indicate that you will accept the surcharge. Your receipt should show that you were not charged the surcharge fee for the withdrawal. If a surcharge does appear on the receipt or your statement, please contact our Customer Service Department at 630-629-5000 for assistance.

The owners of ATMs not owned by Oxford Bank & Trust may assess a separate surcharge for balance inquiries and/or withdrawals made at their machines.  Surcharges are never assessed at non-Oxford Bank ATMs displaying the MoneyPass® logo.

Additional features of Oxford Bank Debit Mastercard -

Learn about Mastercard Debit Benefits and how to access them.

Click here to learn more.
My Debit Card Rewards
This is Oxford Bank’s Debit Card rewards program! My Rewards provides you with personalized offers based on your individual spending patterns.

Click here to learn more.

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